WUCIOA Compliance in Washington:
What Boards Must Do
By now, you probably know what WUCIOA is and when it takes effect. But many HOA and condo boards are still asking:
“What exactly do we need to change?”
“And what happens if we don’t?”
This guide answers both questions and gives your community a clear action plan to achieve WUCIOA compliance in Washington before critical deadlines arrive.
What WUCIOA Compliance Looks Like in Practice
WUCIOA is not just legal theory—it has real-world implications. Here’s what implementation typically looks like today:
✅ Meeting notices must be delivered to all owners (by mail or email), with 14+ days notice
✅ Budget and rule change meetings must include owner participation
✅ Reserve studies are required every three years, with annual updates
✅ Boards must follow spending and enforcement limits defined by WUCIOA
✅ Owners must have access to records upon request
Already doing some of these things? Great. If not—AmLo can help you close the gap.
How to Run a WUCIOA-Compliant Board Meeting
To be compliant, board meetings must follow a few key steps:
Send advance notice (by mail or email) to all owners
Include a time for owner comments
Distribute key documents beforehand (like budgets or rule proposals)
Keep clear, detailed minutes that record board decisions
Separate executive sessions properly (for legal or personnel matters)
⚠️ Common Mistake: Boards that vote over email or make decisions outside of meetings are violating WUCIOA.
✅ AmLo Management supports boards by preparing compliant agendas, notices, and minutes to keep your community protected.
Reserve Studies: What’s Required and What’s at Stake
Under RCW 64.90.545, all associations must:
Conduct a full reserve study every 3 years
Complete annual updates in between
Disclose reserve status and funding level to owners
Include reserve disclosures in the annual budget packet
Risk of skipping this step:
Decreased property values
Emergency special assessments
Lawsuits for failing to maintain shared assets
AmLo coordinates reserve studies with trusted professionals and ensures compliance from start to finish.
Electronic Notices, Rules & Voting: Do It Right
WUCIOA allows electronic communications—but with clear guidelines:
Boards can:
Email meeting notices (with prior consent)
Offer secure online voting
Post documents to a secure digital portal
Boards can’t:
Conduct binding email votes without process
Enforce rules that weren’t properly adopted
Deny access to records just because they’re online
💡 Pro Tip: Update your bylaws to permit electronic notice and e-voting. AmLo will partner with legal counsel to modernize your governing documents.
What Happens If You Don’t Comply with WUCIOA
Ignoring WUCIOA doesn’t make it go away. Here’s what noncompliance can lead to:
Legal claims from homeowners
Lenders raising red flags during home sales
Loss of D&O insurance coverage
Public complaints or regulatory scrutiny
Emergency special assessments from lack of planning
Board members held personally liable for unlawful decisions
WUCIOA isn’t just a suggestion—it’s law.
AmLo Management Helps You Stay Compliant & Confident
We believe WUCIOA compliance shouldn’t feel overwhelming. AmLo Management is a local firm founded by former board members who understand the challenges—and how to fix them.
Our Services Include:
✅ Full WUCIOA Audits
We review your governing documents, policies, and board practices to flag issues before they become legal problems.
✅ Reserve Study Planning
We coordinate professional reserve studies and ensure proper disclosures in your annual budget packet.
✅ Legally Compliant Board Meetings
We prepare the agenda, notices, and minutes so you can focus on leading—not formatting.
✅ Owner Education
We help you explain the “why” behind WUCIOA changes so residents are informed and supportive.
✅ Document Modernization
We work with your attorney to restate bylaws and declarations in compliance with WUCIOA’s latest requirements.
End of the WUCIOA Series: Ready to Take Action?
This post wraps up our 3-part WUCIOA series:
✅ This Post: WUCIOA Compliance in Action
Don’t wait until 2026 or 2028 to catch up.
Contact AmLo Management today and let us help you prepare your community for what’s next.