
WA Laws
SB 5686 Washington HOA & Condo Foreclosure Mediation: A 2026 Board Compliance Guide
SB 5686 adds a mediation step before WA HOA foreclosure in 2026. A practitioner guide to notice, timeline, and board compliance under RCW 64.90.
Washington state HOA and COA law — WUCIOA, RCW 64.90, RCW 64.38, and compliance guidance for WA board members.

SB 5686 adds a mediation step before WA HOA foreclosure in 2026. A practitioner guide to notice, timeline, and board compliance under RCW 64.90.

Washington HOAs governed by RCW 64.38 must comply with WUCIOA by January 1, 2028. Here's what changes, what's already required, and how to prepare.

Don't let a compliance deadline catch your board off guard. Learn what WUCIOA (RCW 64.90) actually requires of Washington State HOA and condo boards — from secret ballot…
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